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    Thursday, April 12, 2018   /   by Chad Schwendeman

    Whether You Rent or Buy, Either Way You’re Paying a Mortgage!

    There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s.
    As Entrepreneur Magazine, a premier source for small business explained in their article, “12 Practical Steps to Getting Rich”:

    “While renting on a temporary basis isn’t terrible, you should most certainly own the roof over your head if you’re serious about your finances. It won’t make you rich overnight, but by renting, you’re paying someone else’s mortgage. In effect, you’re making someone else rich.”

    Christina Boyle, Senior Vice President and head of the Single-Family Sales & Relationship Management organization at Freddie Mac, explains another benefit of securing a mortgage as oppo ...

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    Thursday, April 12, 2018   /   by Chad Schwendeman

    2 Ways to Get the Most Money from The Sale of Your Home

    Every homeowner wants to make sure they maximize their financial reward when selling their home. But how do you guarantee that you receive the maximum value for your house?
    Here are two keys to ensure that you get the highest price possible.
    1. Price it a LITTLE LOW 
    This may seem counterintuitive, but let’s look at this concept for a moment. Many homeowners think that pricing their homes a little OVER market value will leave them with room for negotiation. In actuality, this just dramatically lessens the demand for your house (see chart below).

    Instead of the seller trying to ‘win’ the negotiation with one buyer, they should price it so that demand for the home is maximized. By doing this, the seller will not be fighting with a buyer over the price but will instead have multiple buyers fighting with each other over the house.
    Realtor.com gives this advice:

    “Aim to price your property a ...

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    Wednesday, April 4, 2018   /   by Chad Schwendeman Real Estate Group

    20 Tips for Preparing Your House for Sale This Spring [INFOGRAPHIC]


    When listing your house for sale your top goal will be to get the home sold for the best price possible!
    There are many small projects that you can do to ensure this happens!
    Your real estate agent will have a list of specific suggestions for getting your house ready for market and is a great resource for finding local contractors who can help!

    To schedule a hassle-free Home Market Evaluation: CLICK HERE
    With over 20 years’ experience, I can help you determine the current market value of your home, lake cabin or lake home, or land and implement a marketing plan designed to trigger buyer excitement and entice top dollar offers. If you are buying, I help you find access to financing, ensure you don’t overpay, and help ensure the home you decide upon meets and exceeds your needs today and in the future. For Brainerd Homes for Sale, Gull Lake Homes for Sale, Lake Homes for Sale in Brainerd MN, Homes for Sale Brainerd, Gull Lake Cabins fo ...

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    Friday, January 22, 2016   /   by Chad Schwendeman

    Top Five Brainerd Real Estate Myths – Debunked

    When it comes to real estate factoids, we’ve all heard our fair share of information from friends, relatives, and the media, but it pays to stop and think: how much of that is true, and how much of that is hearsay. Today we’re here to separate fact from fiction and debunk some of the most popular real estate myths. Read on to get the scoop!

    Myth #1: Make sure to cover bright paint colors with a neutral shade when preparing to sell your home.
    Truth: Why old school wisdom may suggest that you need your walls to be blank slates in order to not turn off potential buyers, don’t rush for the white paint too quickly. You can save yourself the trouble of painting your entire home by simply adding some neutral accessories to offset the bold colors. Depending on the color you’ve chosen, it may even make the home look cozier and more attractive, so buyers can actually visualize themselves living there.

    Myth#2: When buying a home, a ...

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    Friday, January 8, 2016   /   by Chad Schwendeman

    Five Common Sleeper Costs of Home Buying

    If you are embarking on buying a home in Brainerd, MN for the very first time, you may be wondering what to expect. While this is an exciting and adventurous moment in your life, it can also be very stressful. The best way to have a smooth and seamless transition from renting to buying is by getting all the facts ahead of time. If you are concerned about breaking the bank, make sure to read up on our picks for five common sleeper costs, so you can make room in your budget for these potential expenses and be prepared.

    1. Paint – Out of all the expenses out there, many home buyers don’t even bat an eye at the thought of painting all the rooms inside their new property. However, if you have just purchased a large amount of space, you may be looking at an unexpectedly high bill once all the paint cans, brushes, and other tools have been purchased.

    2. Lawn Maintenance – Oftentimes, home buyers are focusing solely on the costs of the property itself ...

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